{"id":"bermuda-rbi","name":"Bermuda Economic Investment Certificate","type":"RBI","status":"operational","country":"Bermuda","country_code":"BM","url":"https://www.mirabelloconsultancy.com/immigration/bermuda-economic-investment-certificate","min_investment":{"amount":2500000,"currency":"USD","route":"Economic investment (BM$2.5m) → 5-yr residential certificate"},"investment_routes":[{"name":"Real Estate (Residential or Commercial)","type":"real_estate","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000},{"name":"Contribution to the Bermuda Sinking Fund","type":"government_fund","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000},{"name":"Contribution to the Bermuda Trust Fund","type":"government_fund","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000},{"name":"Donation to a Bermuda-Registered Charity","type":"charity_donation","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000},{"name":"Equity Investment in an Existing Bermuda-Based Business","type":"business","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000},{"name":"Launch a New Bermuda-Based Business","type":"business","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000},{"name":"Other Social or Useful Venture Benefiting Bermuda","type":"approved_venture","min":2500000,"currency":"USD","amount_local":"BM$2,500,000","local_currency":"USD","local_amount":2500000,"amount_usd":2500000}],"family_pricing":{"structure":"Single qualifying investment of BM$2,500,000 covers the principal applicant and qualifying family members; no separate investment threshold per dependant.","principal_applicant":"Must make and maintain BM$2,500,000 qualifying investment for 5 years.","spouse_or_partner":"Granted a corresponding certificate to reside in Bermuda (no automatic right to work — must apply separately under standard work-permit policy).","dependent_children":"Dependent children granted corresponding certificates to reside (no automatic right to work). age limits: reported as 18 and under, or 18–25 if in full-time higher education. (unverified)","application_fee_note":"Application fee is per principal application; confirm whether additional per-dependant fees apply. (unverified)"},"processing_time":"Not publicly published; process described as 'confidential'. typical duration with BDA / Department of Immigration. (unverified)","visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"Must reside in Bermuda for a minimum of 90 days in each calendar year for the first five years after issuance.","tax_note":"income tax: None. Bermuda imposes no personal income tax on employment, self-employment, investment or other personal income, for residents or non-residents. [Govt of Bermuda; PwC]; CGT: None. Bermuda has no capital gains tax. [Govt of Bermuda; PwC]; wealth tax: No wealth tax. estate/stamp duty on death may apply to Bermuda-situated assets. (unverified)","path_to_citizenship":"No. The EIRC grants Bermuda residency only — NOT Bermudian status and not a direct path to British citizenship through this programme. any long-term naturalisation/British Overseas Territories status routes that exist independently of this certificate. (unverified)","highlights":["No income or capital-gains tax","5-year renewable residency; 90 days/year presence"],"atomic_answer":"Bermuda grants five-year renewable residency to non-Bermudians who invest and maintain BM$2.5m (US$2.5m) for five years across real estate, business, government funds or charity, with a 90-day-per-year presence requirement. No income or capital-gains tax. This is residency only — not Bermudian status or citizenship.","fees":{"due_diligence":null,"processing":null,"interview":null,"certificate":null,"application_main":null,"application_dependent":null,"notes":"Application process is described as confidential. Fees are administrative only and separate from the BM$2,500,000 qualifying investment.","other":{"residential_certificate_application_fee":"BM$2,755 (per Government of Bermuda service page) — note: Conyers/IMI cite BM$2,625. (unverified)","currency_note":"BM$ pegged 1:1 to US$.","other_fees":"Real-estate route attracts standard Bermuda property purchase costs (e.g. stamp duty, licence fees for non-Bermudian buyers) separately. current rates. (unverified)","notes":"Application process is described as confidential. Fees are administrative only and separate from the BM$2,500,000 qualifying investment."}},"last_updated":"2026-06-04","data_freshness":{"verification_confidence":88,"last_verified":"2026-06-04","last_corroborated":"2026-09-21","fields_tracked":4,"stale_fields":3},"mirabello_index":null,"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"region":null,"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-09-22T18:57:23.636Z","government_fees":"see schedule","claims_provenance":{"government_fees":{"source_url":"https://www.gov.bm/online-services/economic-investment-certificate-residential-certificate","source_tier":"official","verified_at":"2026-06-04","confidence":87,"review_due_at":"2026-09-02"},"min_investment":{"source_url":"https://www.gov.bm/online-services/economic-investment-certificate-residential-certificate","source_tier":"official","verified_at":"2026-06-04","confidence":87,"review_due_at":"2026-09-02"},"path_to_citizenship":{"source_url":"https://www.gov.bm/online-services/economic-investment-certificate-residential-certificate","source_tier":"official","verified_at":"2026-06-04","confidence":92,"review_due_at":"2026-09-02"},"processing_time":{"source_url":"https://www.gov.bm/online-services/economic-investment-certificate-residential-certificate","source_tier":"official","verified_at":"2026-06-04","confidence":87,"review_due_at":"2026-09-02"}},"graph":{"source":"d1-live","provenanced_fields":4}}