{"id":"cayman-rbi","name":"Cayman Islands Residence by Investment","type":"RBI","status":"operational","country":"Cayman Islands","country_code":"KY","url":"https://www.mirabelloconsultancy.com/immigration/cayman-islands-residence-by-investment","min_investment":{"amount":1000000,"currency":"KYD","route":"Real estate (25-yr R41 CI$1m; permanent R42 CI$2m)"},"investment_routes":[{"name":"25-Year Residency Certificate for Persons of Independent Means (R41) — Grand Cayman","type":"real_estate","min":1200000,"currency":"USD","amount_local":"CI$1,000,000 (min CI$500,000 in developed real estate; balance in developed real estate or a local company)","local_currency":"KYD","local_amount":1000000,"amount_usd":1200000},{"name":"25-Year Residency Certificate for Persons of Independent Means (R41) — Sister Islands (Cayman Brac / Little Cayman)","type":"real_estate","min":600000,"currency":"USD","amount_local":"CI$500,000 (min CI$250,000 in developed real estate)","local_currency":"KYD","local_amount":500000,"amount_usd":600000},{"name":"Certificate of Permanent Residence for Persons of Independent Means (R42)","type":"real_estate","min":2400000,"currency":"USD","amount_local":"CI$2,000,000 in developed real estate","local_currency":"KYD","local_amount":2000000,"amount_usd":2400000}],"family_pricing":{"included_dependents":"Spouse and dependent children (typically under 18; full-time students may qualify older).","per_dependant_fee_R41":"CI$3,000 per approved dependant on issue PLUS CI$3,000 per dependant per annum (from 1 May 2026; previously CI$1,000)","per_dependant_fee_R42":"CI$3,000 per approved dependant on issue PLUS CI$3,000 per dependant per annum (from 1 May 2026; previously CI$1,000)","notes":"Each dependant must be named on the application. Investment thresholds are per principal applicant, not per family member."},"processing_time":"R41: approximately 4 months. R42: approximately 3–6 months (longer for applicants from jurisdictions requiring enhanced security screening).","visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"R42: just 1 day of physical presence per year to maintain the certificate. R41: low annual presence expectation but presence rules apply to maintain residence and any future status claim.. (unverified)","tax_note":"income tax: None — the Cayman Islands levy no personal income tax.; CGT: None.","path_to_citizenship":"R41: NONE. R42: the only Cayman route to status — holders may become eligible to naturalise as a British Overseas Territories Citizen (BOTC), then apply for Caymanian status. Grandfathered applicants: BOTC after 5 years' legal residence + 1 year holding the certificate. New applicants (post-reform): reported eligibility ~11 years after grant for BOTC and ~20 years' residence for Caymanian status.. BOTC can be a stepping stone toward registration as a British citizen. (unverified)","highlights":["Zero direct taxes; just one day a year of presence","Permanent (R42 ~US$2.4m) route leads to BOTC citizenship"],"atomic_answer":"The Cayman Islands offer two real-estate routes for persons of independent means: a renewable 25-year certificate (R41) from ~US$1.2m with no work or status rights, and a permanent certificate (R42) from ~US$2.4m — the only Cayman route to British Overseas Territories citizenship — needing just one day a year of presence in a zero-direct-tax jurisdiction.","fees":{"due_diligence":null,"processing":null,"interview":null,"certificate":null,"application_main":null,"application_dependent":null,"notes":"All figures are Cayman Islands dollars (CI$ / KYD), payable to WORC / Cayman Islands Government, and are those in force from 1 May 2026 under the Caymanian Protection (Fees) Regulations, 2026. Investment thresholds were NOT changed by the 2026 reforms (WORC FAQ); a future amendment is expected to revisit them. Stamp duty on the qualifying property is separate.. (unverified)","other":{"currency":"KYD (CI$), the currency in which the Cayman Islands Government sets every fee below","effective_date":"1 May 2026","legal_basis":"Caymanian Protection (Fees) Regulations, 2026 (published with Legislation Gazette No. 23, 16 April 2026), Schedule items 8.1-8.12 (Persons of Independent Means) and 9.1-9.7 (Certificate of Direct Investment)","notes":"All figures are Cayman Islands dollars (CI$ / KYD), payable to WORC / Cayman Islands Government, and are those in force from 1 May 2026 under the Caymanian Protection (Fees) Regulations, 2026. Investment thresholds were NOT changed by the 2026 reforms (WORC FAQ); a future amendment is expected to revisit them. Stamp duty on the qualifying property is separate.. (unverified)"}},"last_updated":"2026-09-22","data_freshness":{"verification_confidence":83,"last_verified":"2026-09-22","last_corroborated":"2026-09-22","fields_tracked":3,"stale_fields":1},"mirabello_index":{"composite":51.1,"rank_overall":73,"rank_in_type":60,"scores":{"cost":50,"speed":0,"path":84,"tax":85,"stability":65},"confidence":0.71},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":["Secure qualifying developed real estate (and any additional qualifying investment for R41).","Compile financial-resources / income evidence, police clearance, medical/health-insurance proof.","Submit application with CI$500 fee to WORC.","Assessment by the Director of WORC (R42 within the annual Cabinet quota of 250).","On grant, pay the issuance fee (CI$50,000 R41 / CI$200,000 R42) plus CI$3,000 per dependant, and thereafter CI$3,000 per dependant per annum and the CI$500 annual declaration filing fee."],"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"region":null,"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-09-22T18:57:23.636Z","government_fees":"see schedule","claims_provenance":{"government_fees":{"source_url":"https://my.egov.ky/web/worc","source_tier":"official","verified_at":"2026-06-04","confidence":87,"review_due_at":"2026-09-02"},"min_investment":{"source_url":"https://my.egov.ky/","source_tier":"official","verified_at":"2026-09-22","confidence":92,"review_due_at":"2026-12-21"},"path_to_citizenship":{"source_url":"https://my.egov.ky/web/worc","source_tier":"official","verified_at":"2026-06-04","confidence":92,"review_due_at":"2026-09-02"}},"graph":{"source":"d1-live","provenanced_fields":3}}