{"id":"chile-rentista-retiree","name":"Chile Residence for Retirees and Rentistas","type":"RBI","status":"operational","country":"Chile","country_code":"CL","url":"https://www.mirabelloconsultancy.com/immigration/chile-rentista-retirement-visa","min_investment":{"amount":null,"currency":"USD","route":"Retirement pension, or regular income from real estate or financial assets, enough to cover basic needs in Chile; no fixed amount is published (Ley 21.325 art. 70 num. 12; Decreto Supremo 177 of 2022 arts. 53 to 59). Proof of income, not an investment"},"qualification_basis":"financial_means","investment_routes":null,"family_pricing":null,"processing_time":null,"processing_time_note":"No official decision time is published on the SERMIG permit page, in Decreto 177 or in the Reglamento. The application is made from abroad (Decreto 177 arts. 54 and 58) with a passport valid for at least one year, a criminal-record certificate from the home country and the countries of residence in the last five years, and apostilled proofs (art. 11); no medical check is listed. Temporary residence fees vary by nationality; the definitive residence fee is CLP 142,726 (SERMIG fee schedule updated 1 October 2026, as recorded in this KB on 2026-10-03 and not re-read in the screening). Temporary residents may carry out paid work (Ley 21.325 art. 73). The spouse or partner, children under 18 or with a disability, and children aged 18 to 24 who study can be included (art. 74). (unverified)","visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No minimum stay or absence limit for the temporary permit appears in Ley 21.325, Decreto Supremo 177 arts. 53 to 59 or the Reglamento; absences only lengthen the residence needed for definitive residence (Reglamento art. 65 num. 3).","tax_note":"income tax: Progressive Global Complementary Tax / Impuesto Global Complementario, from 0% up to a top marginal rate of 40% above 310 annual tax units (DL 824 art. 52, BCN version 27 Mar 2026, read 2026-10-11).; CGT: Taxable as income in most cases; certain exemptions apply.; wealth tax: No general net-wealth tax.; inheritance tax: Yes — progressive inheritance and gift tax applies. (unverified)","path_to_citizenship":"Naturalisation after five years of residence while holding definitive residence, as recorded in this KB from the Trámites Digitales ficha 103 on 2026-10-03. (unverified)","highlights":["Temporary residence of up to two years for retirees and rentistas, with no investment and no published income floor","Foreign pensions stay outside Chilean tax; other foreign income is taxed after the first three years from entry"],"atomic_answer":"Chile's temporary residence for retirees and rentistas is open to people with a retirement pension, or regular income from real estate or financial assets, enough to cover basic needs in Chile; no fixed amount is published (Ley 21.325 art. 70 num. 12; Decreto Supremo 177 of 2022 arts. 53 to 59). It is granted for up to two years, renewable, and applied for from abroad, with definitive residence open after at least 24 months. Foreign pensions are outside Chilean tax (DL 824 art. 17 num. 17), while other foreign income is taxed once the first three years from entry have passed.","fees":null,"last_updated":"2026-10-11","data_freshness":null,"mirabello_index":{"composite":66.4,"rank_overall":null,"rank_in_type":null,"scores":{"tax":70,"stability":65},"confidence":0.29},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"retirement":{"route_name":"Chile temporary residence for retirees and rentistas (jubilados y rentistas)","region":"Latin America","tags":["retirement","passive-income"],"income_requirement":{"amount":null,"currency":null,"period":"month","basis":"either","per_dependant":null,"no_fixed_threshold":true,"note":"No fixed amount is published in the law, the decree or the SERMIG page: income must cover at least basic needs in Chile according to indicators estimated by the Ministry of Social Development and Family (Decreto Supremo 177 arts. 53 and 57). Retiree: a pension for retirement obtained under the rules of the applicant's country of residence (state or private is not restricted), proved by a certificate stating its amount and duration plus the latest payment receipt (art. 54); whether it must be a lifetime pension is not stated. Rentista: regular income (rentas constantes) from the exploitation of real estate, shown by a lease contract, or from financial assets, with title to the assets and proof of the income (art. 58). The holder must show stable income enough to maintain dependants (Ley 21.325 art. 74); no per-dependant figure is published. No rule requires the income to be remitted to or spent in Chile. (unverified)"},"net_worth_or_deposit_option":null,"stay_requirement":{"days_per_year":null,"max_continuous_absence_days":null,"stated_by_official_source":false,"rule":"No minimum stay or absence limit for the temporary permit appears in Ley 21.325, Decreto Supremo 177 arts. 53 to 59 or the Reglamento; absences only lengthen the residence needed for definitive residence (Reglamento art. 65 num. 3).","note":"Silence in the texts read is not proof that no rule exists. Tax residence is a separate test (more than 183 days in any 12 months)."},"foreign_income_tax":{"treatment":"partial","label":"Partial: some foreign income is taxed and some is not; read the note.","note":"Partial. Foreign-source pensions and jubilaciones do not constitute income and stay outside Chilean tax (DL 824 art. 17 num. 17). A foreigner who sets domicile or residence in Chile is taxed only on Chilean-source income for the first three years from entry (art. 3), extendable by the Regional Director in qualified cases with no cap stated; the window runs from entry into Chile, not from the permit date, and is a general new-resident rule, not tied to this permit. Afterwards worldwide income is taxed, for individuals at the Global Complementary scale from 0% up to 40% above 310 annual tax units (art. 52), so a rentista's foreign rent, dividends and interest are taxed once the window closes. There is no remittance basis. Tax residence is more than 183 days in any 12-month period (Código Tributario art. 8 num. 8). (unverified)","source":"https://www.bcn.cl/leychile/navegar?idNorma=6368","tax_residence_caveat":"Tax follows tax residence, not the permit: the treatment applies once you are tax-resident there. Information, not tax advice."},"path_to_pr":"Temporary residence of up to two years, renewable (Decreto Exento 4.236 art. 3); definitive residence is open to this subcategory after at least 24 months (Reglamento art. 65).","path_to_citizenship":"Naturalisation after five years of residence while holding definitive residence, as recorded in this KB from the Trámites Digitales ficha 103 on 2026-10-03. (unverified)","processing_note":"No official decision time is published on the SERMIG permit page, in Decreto 177 or in the Reglamento. The application is made from abroad (Decreto 177 arts. 54 and 58) with a passport valid for at least one year, a criminal-record certificate from the home country and the countries of residence in the last five years, and apostilled proofs (art. 11); no medical check is listed. Temporary residence fees vary by nationality; the definitive residence fee is CLP 142,726 (SERMIG fee schedule updated 1 October 2026, as recorded in this KB on 2026-10-03 and not re-read in the screening). Temporary residents may carry out paid work (Ley 21.325 art. 73). The spouse or partner, children under 18 or with a disability, and children aged 18 to 24 who study can be included (art. 74). (unverified)","official_source":"https://www.bcn.cl/leychile/navegar?idNorma=1176043","legal_basis":"Ley 21.325 de Migración y Extranjería (published 20 April 2021; in force once its Reglamento was published, 12 February 2022): art. 70 num. 12 (jubilados y rentistas), art. 72 (validity), art. 73 (paid work), art. 74 (dependants), arts. 75, 78 and 79 (definitive residence) and art. 83. Decreto Supremo 177 of 2022 (Ministerio del Interior, published 14 May 2022): art. 10 letter l and arts. 53 to 59 (jubilados arts. 53 to 56, rentistas arts. 57 to 59). Decreto Exento 4.236 of 2022 (Diario Oficial, 27 December 2022): art. 3 (validity). Decreto Supremo 296 of 2021 (Reglamento de la Ley 21.325): arts. 54, 65 and 69. Tax: Decreto Ley 824 arts. 3, 17 num. 17 and 52; Código Tributario art. 8 num. 8.","as_of":"2026-10-11"},"golden_retirement":{"standard":"Mirabello Golden Retirement Index","applies_to":"Chile temporary residence for retirees and rentistas (jubilados y rentistas)","tier":"partial","tier_label":"Partial: meets most of the standard, with one gap","score":69.1,"confidence_grade":"A","renewal_category":"none: permanent residence at first expiry","renewals_before_pr":0,"pillars":{"tax":17.1,"presence":20,"financial":11,"durability":5,"processing":2,"healthcare":3,"family_work_mobility":3,"pr_citizenship":8},"reasons":[],"as_of":"2026-10-11","methodology_version":"1.1.0-2026-10-11"},"record_kind":"retirement_route","region":null,"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-10-12T19:35:18.892Z"}