{"id":"greece-financially-independent-person","name":"Greece Financially Independent Person Residence Permit","type":"RBI","status":"operational","country":"Greece","country_code":"GR","url":"https://www.mirabelloconsultancy.com/immigration/greece-financially-independent-person-visa","min_investment":{"amount":null,"currency":"EUR","route":"Stable income at the level set by Joint Ministerial Decision (the figure is not yet confirmed: it has not yet been read on the official gazette site) from a foreign pension or other own means, health insurance and no work in Greece (Law 5038/2023 art. 163 para 8; Joint Ministerial Decision oik. 225679/2024). Proof of income, not an investment"},"qualification_basis":"financial_means","investment_routes":null,"family_pricing":null,"processing_time":null,"processing_time_note":"No statutory decision deadline for permit type I.8 was found in the Code articles read (arts. 10, 11, 13, 14), and no official fee or procedure page (mitos.gov.gr) was located. Two steps: a national visa at a Greek consulate, then the residence permit from the Decentralised Administration.. (unverified)","visa_free_count":185,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No minimum stay is set. Temporary absences of up to six months per year, and one absence of up to 12 consecutive months for serious reasons, do not affect the permit (Law 5038/2023 art. 18(6)).","tax_note":"special regime: name: Alternative Tax Regime for Non-Domiciled Individuals (Article 5A of Income Tax Code); flat tax: EUR 100,000 per year on all FOREIGN-SOURCE income (Greek-source income is taxed normally under the ordinary scales). No credit is given for foreign tax already paid.; family surcharge: €20,000 per family member included; duration: 15 years; qualifying investment: EUR 500,000+ in Greek real estate, businesses, transferable securities or shares in Greek entities, completed within 3 years of the application.; income tax: Progressive rates: 9% (up to €10,000), 22% (€10,001–€20,000), 28% (€20,001–€30,000), 36% (€30,001–€40,000), 44% (€40,001+). Applies only if Greek tax resident (183+ days/year).; CGT: Capital gains on property sales by individuals are taxed at 15% (Art. 41 Income Tax Code), but the tax is suspended until 31 December 2026 (Law 5162/2024, Art. 90; confirmed on the official Housing Policy Portal stegasi.gov.gr/programs/anastoli-epivolis-forou-yperaxias-apo-metavivasi-akiniton/, 2026-09-28). Exemptions available for primary residence held 5+ years.; wealth tax: No wealth tax in Greece.; inheritance tax: 1–10% for close relatives (Class A), up to 40% for non-relatives (Class C). Exemptions up to €150,000 for spouses/children.","path_to_citizenship":null,"highlights":["Residence permit for third-country nationals with stable income at the level set by Joint Ministerial Decision (figure not yet confirmed: not yet read on the official gazette site); no investment or property purchase required","Permit of 3 years, renewable; no work in Greece; worldwide taxation, with a separate 7% election open only to foreign pension beneficiaries"],"atomic_answer":"Greece grants a residence permit to third-country nationals with sufficient means of subsistence (permit type I.8, Law 5038/2023 art. 163 para 8): stable income at the level set by Joint Ministerial Decision (figure not yet confirmed: not yet read on the official gazette site) for the main applicant, plus 20% for a spouse and 15% for each child, from a foreign pension or other own means (Joint Ministerial Decision oik. 225679/2024). No investment or property purchase is a condition, and the holder may not work in Greece. The permit runs for 3 years and is renewable. Tax is separate: a holder who becomes tax resident is taxed on worldwide income, and the 7% flat election (Income Tax Code art. 5B) is open only to foreign pension beneficiaries and is not part of the permit.","fees":null,"last_updated":"2026-10-11","data_freshness":null,"mirabello_index":{"composite":83,"rank_overall":null,"rank_in_type":null,"scores":{"mobility":100,"tax":55,"stability":65},"confidence":0.43},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"retirement":{"route_name":"Greece Financially Independent Person residence permit (type I.8, sufficient means)","region":"Europe","tags":["retirement","passive-income"],"income_requirement":{"amount":null,"currency":"EUR","period":"month","basis":"either","per_dependant":null,"note":"Figure withheld: The amount was read only in a third-party copy of the Government Gazette, not on the official site; withheld until confirmed."},"net_worth_or_deposit_option":null,"not_for":["EU/EEA/Swiss nationals (free-movement registration applies instead)"],"stay_requirement":{"days_per_year":null,"max_continuous_absence_days":null,"stated_by_official_source":true,"rule":"No minimum stay is set. Temporary absences of up to six months per year, and one absence of up to 12 consecutive months for serious reasons, do not affect the permit (Law 5038/2023 art. 18(6)).","note":"The 183-day test is the tax-residence presumption (Income Tax Code art. 4), not a presence requirement of the permit."},"foreign_income_tax":{"treatment":"worldwide","label":"Worldwide: once you are tax-resident, your foreign pension and investment income ARE taxed here.","note":"Worldwide for a holder who becomes Greek tax resident (Income Tax Code art. 4: permanent or principal residence, habitual abode or centre of vital interests in Greece, or more than 183 days in any 12 months). Foreign pensions are taxed on the ordinary scale: 9% to EUR 10,000, 22% to 20,000, 28% to 30,000, 36% to 40,000 and 44% above (AADE). Other foreign income at ordinary rates: dividends 5%, interest 15%, royalties 20%, rent 15% to EUR 12,000, 35% to 35,000 and 45% above; gains on shares and bonds 15%; foreign tax credit capped at the Greek tax. A separate election, art. 5B, taxes all foreign-source income at 7% for 15 tax years, but only for beneficiaries of a foreign pension from a compulsory scheme, statutory occupational fund or group pension contract who were not Greek tax resident in 5 of the 6 years before the move, come from a state with an administrative cooperation agreement and apply by 31 October of the arrival year or the next (AADE Decision A.1192/2026). It is not tied to this permit and is not open to a holder living on dividends, deposits or rent alone. No wealth tax was found (ENFIA applies to Greek real estate).. (unverified)","source":"https://web.archive.org/web/2/https://www.aade.gr/sites/default/files/2026-09/a1192_2026.pdf","tax_residence_caveat":"Tax follows tax residence, not the permit: the treatment applies once you are tax-resident there. Information, not tax advice."},"path_to_pr":"Permit of 3 years, renewable for equal periods while the means test and health insurance are met (Law 5038/2023 art. 163(8)(a)).","path_to_citizenship":null,"processing_note":"No statutory decision deadline for permit type I.8 was found in the Code articles read (arts. 10, 11, 13, 14), and no official fee or procedure page (mitos.gov.gr) was located. Two steps: a national visa at a Greek consulate, then the residence permit from the Decentralised Administration.. (unverified)","official_source":"https://issu.uoa.gr/fileadmin/depts/uoa.gr/issu/uploads/yp-apofasi_225679_2024_GIA_YPSOS_KOSTOYS_DIABIOSIS_FEK_5223.pdf","legal_basis":"Law 5038/2023 (Migration Code, Gov. Gazette A' 81): art. 163 para 8 (permit type I.8; Code in force since 31 Mar 2024 under art. 179), art. 8(1) (general conditions, including health insurance), art. 13(1) (validity), art. 15(1) (revocation) and art. 18(6) (absences). Amount and proof of means: Joint Ministerial Decision oik. 225679/2024, Gov. Gazette B' 5223 of 17 Sep 2024, art. 1 clause (i). Tax: Law 4172/2013 (Income Tax Code) art. 4 (tax residence) and art. 5B (separate 7% election), procedure in AADE Decision A.1192/2026 (Gov. Gazette B' 5767 of 24 Sep 2026). Art. 163(8) was read in the codified text on taxheaven.gr and the decision in a University of Athens copy of the Gazette, not on et.gr; Law 5275/2026 (partial amendment of the Code) was not read for art. 163(8).","as_of":"2026-10-11","figures_withheld":"The amount was read only in a third-party copy of the Government Gazette, not on the official site; withheld until confirmed."},"golden_retirement":{"standard":"Mirabello Golden Retirement Index","applies_to":"Greece Financially Independent Person residence permit (type I.8, sufficient means)","tier":"partial","tier_label":"Partial: meets most of the standard, with one gap","score":63,"confidence_grade":"B","renewal_category":"1 renewal, then permanent residence","renewals_before_pr":1,"pillars":{"tax":16,"presence":14,"financial":15,"durability":5,"processing":2,"healthcare":3,"family_work_mobility":4,"pr_citizenship":4},"reasons":[],"as_of":"2026-10-11","methodology_version":"1.1.0-2026-10-11"},"record_kind":"retirement_route","region":"EU","provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-10-12T19:35:18.892Z"}