{"id":"guatemala-pensionado-rentista","name":"Guatemala Pensioner and Rentier Residence","type":"RBI","status":"operational","country":"Guatemala","country_code":"GT","url":"https://www.mirabelloconsultancy.com/immigration/guatemala-pensionado-rentista-residency","min_investment":{"amount":null,"currency":"USD","route":"Permanent foreign-source pension or rent income of at least US$1,250 a month plus US$300 per dependant (Reglamento de Residencias Guatemaltecas, Acuerdo IGM-016-2025 art. 33). Proof of income, not an investment"},"qualification_basis":"financial_means","investment_routes":null,"family_pricing":null,"processing_time":null,"processing_time_note":"No statutory or published processing time was found in the Reglamento, the Código de Migración or the IGM permanent-residence page. Filing the application authorises stay during processing (art. 4); the applicant has 30 days from notice to cure deficiencies (art. 35) and the file is archived after six months of inactivity (art. 58).","visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No minimum stay. Residence can be cancelled after an unauthorised absence of more than one year (art. 37(3)); IGM can authorise a longer absence on request (arts. 45(i) and 51).","tax_note":"income tax: Applies to Guatemala-source income. (unverified)","path_to_citizenship":"The IGM permanent residences page states that naturalisation can be requested after five continuous years as a permanent resident (Central Americans follow a separate path). The Ley de Nacionalidad and the dual-nationality rule were not read from an official source.","highlights":["Permanent residence for pensioners and rentiers with foreign-source income of at least US$1,250 a month","Plus US$300 a month per dependant; indefinite residence with income proof every 5 years"],"atomic_answer":"Guatemala grants permanent residence to pensioners and rentiers with permanent foreign-source income of at least US$1,250 a month, plus US$300 a month for each dependant (Reglamento de Residencias Guatemaltecas, Acuerdo IGM-016-2025 art. 33, read on the IGM site on 11 October 2026). Residence is indefinite, with an annual fee, an annual data update and proof of income every five years, and can be cancelled after more than one year abroad without authorisation.","fees":null,"last_updated":"2026-10-11","data_freshness":{"verification_confidence":74,"last_verified":"2026-09-22","fields_tracked":1,"stale_fields":0},"mirabello_index":{"composite":72.1,"rank_overall":null,"rank_in_type":null,"scores":{"path":84,"tax":55,"stability":65},"confidence":0.43},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"retirement":{"route_name":"Guatemala permanent residence for pensioners and rentiers","region":"Latin America","tags":["retirement","passive-income"],"income_requirement":{"amount":1250,"currency":"USD","period":"month","basis":"either","per_dependant":300,"note":"Art. 33 items 1.1 (rentista) and 1.2 (pensionado): rentista and pensionado alike need an individual monthly income of at least US$1,250 plus US$300 per dependant (spouse, unmarried children, children under 18 or in interdiction); income in another currency needs a document proving its conversion. Re-read in the official PDF at the new IGM host (extranjeria.igm.gob.gt) on 2026-10-11 and the figures read on 2026-09-22 were confirmed. The old igm.gob.gt URL returns 404 after the site migration; the same PDF is served at the new host."},"net_worth_or_deposit_option":null,"stay_requirement":{"days_per_year":null,"max_continuous_absence_days":365,"stated_by_official_source":true,"rule":"No minimum stay. Residence can be cancelled after an unauthorised absence of more than one year (art. 37(3)); IGM can authorise a longer absence on request (arts. 45(i) and 51).","note":"Permanent residence is indefinite (art. 24), with an annual alien fee (cuota de extranjería) of US$40, an annual data update and proof of continued income every 5 years (art. 46)."},"foreign_income_tax":{"treatment":"territorial","label":"Territorial: only local-source income is taxed, so foreign pensions and investment income are generally untaxed.","note":"Territorial: the tax applies to income obtained in Guatemalan territory (Ley de Actualización Tributaria, Decreto 10-2012, art. 3), and art. 4 defines what is Guatemalan-source. Foreign-source pensions, dividends, interest, royalties, rent and gains of a resident are outside it; only pensions from employment performed in Guatemala and paid by a resident are Guatemalan-source (art. 4(2)(b)). Guatemalan-source income stays taxable, with capital income and gains generally at 10% (art. 92). The permit alone does not create tax residence (art. 6: more than 183 days in the calendar year, or the centre of economic interests in Guatemala). Read in the original March 2012 Diario de Centro América text on congreso.gob.gt; the SAT consolidated text was not available, so later amendments to arts. 3, 4, 6 and 92 are unconfirmed (Decreto 13-2026 does not touch them). (unverified)","source":"https://www.congreso.gob.gt/assets/uploads/info_legislativo/decretos/2012/010-2012.pdf","tax_residence_caveat":"Tax follows tax residence, not the permit: the treatment applies once you are tax-resident there. Information, not tax advice."},"path_to_pr":"Permanent residence from grant, indefinite (Reglamento de Residencias Guatemaltecas arts. 24 and 33).","path_to_citizenship":"The IGM permanent residences page states that naturalisation can be requested after five continuous years as a permanent resident (Central Americans follow a separate path). The Ley de Nacionalidad and the dual-nationality rule were not read from an official source.","processing_note":"No statutory or published processing time was found in the Reglamento, the Código de Migración or the IGM permanent-residence page. Filing the application authorises stay during processing (art. 4); the applicant has 30 days from notice to cure deficiencies (art. 35) and the file is archived after six months of inactivity (art. 58).","official_source":"https://extranjeria.igm.gob.gt/files/normativa/24.1.4-Reglamento-de-Residencias-Guatemaltecas-Acdo-IGM-016-2025-AMN-05-2025.pdf","legal_basis":"Codigo de Migracion (Decreto 44-2016) art. 78 literal e); Reglamento de Residencias Guatemaltecas, Acuerdo IGM-016-2025 (AMN-05-2025) arts. 24, 31-33, 37, 46, 51","as_of":"2026-10-11"},"golden_retirement":{"standard":"Mirabello Golden Retirement Index","applies_to":"Guatemala permanent residence for pensioners and rentiers","tier":"golden","tier_label":"Golden: meets the Golden Retirement standard","score":82.5,"confidence_grade":"B","renewal_category":"never: permanent from grant","renewals_before_pr":0,"pillars":{"tax":22.5,"presence":17,"financial":11,"durability":12,"processing":2,"healthcare":5,"family_work_mobility":3,"pr_citizenship":10},"reasons":[],"as_of":"2026-10-11","methodology_version":"1.1.0-2026-10-11"},"record_kind":"retirement_route","region":null,"family":{"id":"guatemala-pensionado-rentista","country_code":"GT","family_model":"included_at_application","relatives":{"spouse":{"eligible":null},"children":{"eligible":null},"parents":{"eligible":null},"grandparents":{"eligible":null},"siblings":{"eligible":null},"other":{"eligible":null}},"timing":{"together_with_main_applicant":null,"add_later":null,"add_later_conditions":null,"add_later_deadline":null,"after_approval_births_marriages":null,"age_out_during_processing":null},"costs":{"currency":"USD","contribution_includes_family":"Income test: US$1,250/month principal + US$300/month per dependant (KB, regulation art. 33)","per_category":{"spouse":300,"child_under_18":300,"child_18_plus":300,"parent":null},"government_fees":[],"due_diligence_per_adult":null,"notes":"Per-dependant US$300 is an income requirement, not a fee."},"dependants_status":{"residence_obligation":null,"work_rights":null,"independent_after":null,"citizenship_path":null,"if_principal_divorces_or_dies":null},"verification":"machine-extracted","confidence":{"authority":0.3,"freshness":0.4,"textual_clarity":0.3},"evidence":[{"field":"costs.per_category","basis":"KB art. 33 of residence regulation (not re-read)","source_url":"https://livinginguatemala.com/es/tramites/igm-residencia-rentista/","source_tier":"E_secondary","verified_date":"2026-10-09"}],"conflicts":[],"gaps":["Official source for US$300 per dependant","Who counts as a dependant, age limits","Add-later, fees","Conflict on governing regulation instrument"],"notes":"Figures from KB; commercial site corroborates $1,250 + $300 (E_secondary, cites Acuerdo IGM-016-2025). Official instrument not read.","last_checked":"2026-10-09"},"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-10-11T17:49:45.673Z","foreign_income_tax":"territorial","claims_provenance":{"foreign_income_tax":{"source_url":"https://taxsummaries.pwc.com/guatemala/individual/taxes-on-personal-income","source_tier":"secondary","verified_at":"2026-09-22","confidence":74,"review_due_at":"2026-12-21"}}}