{"id":"mexico-rbi","name":"Mexico Permanent Residency by Economic Solvency","type":"RBI","status":"operational","country":"Mexico","country_code":"MX","url":"https://www.mirabelloconsultancy.com/immigration/mexico-permanent-residency","min_investment":{"amount":5378663.5,"currency":"MXN","route":"Proof of funds for direct permanent residency (retirees and pensioners), NOT an investment: an average monthly savings or investment balance of 45,850 days of UMA over the last 12 months (45,850 x MXN 117.31 = MXN 5,378,663.50 at the 2026 UMA), or, as the alternative, pension income free of liens above 1,140 days of UMA a month over the last 6 months (MXN 133,733.40 a month). Each family member adds 220 UMA (MXN 25,808.20). DOF Lineamientos of 25 July 2025 (Trámite 7 III.a) and INEGI UMA 2026, verified 2026-09-24"},"qualification_basis":"financial_means","investment_routes":[{"name":"Direct Permanent Residency: savings balance, proof of funds (retirees and pensioners), 45,850 UMA = MXN 5,378,663.50","type":"solvency","min":null,"amount_local":"MXN 5,378,663.50","local_currency":"MXN","local_amount":5378663.5},{"name":"Direct Permanent Residency: pension income, proof of funds (retirees and pensioners), 1,140 UMA a month = MXN 133,733.40 a month","type":"solvency","min":null},{"name":"Temporary Residency: employment or pension income, 680 UMA a month = MXN 79,770.80 a month","type":"solvency","min":null},{"name":"Temporary Residency: savings balance, 11,460 UMA = MXN 1,344,372.60","type":"solvency","min":null,"amount_local":"MXN 1,344,372.60","local_currency":"MXN","local_amount":1344372.6},{"name":"Temporary Residency: investor, paid-in capital in a Mexican company above 45,850 UMA = MXN 5,378,663.50","type":"company","min":null,"amount_local":"MXN 5,378,663.50","local_currency":"MXN","local_amount":5378663.5},{"name":"Temporary Residency: real property worth more than 91,710 UMA = MXN 10,758,500.10","type":"real_estate","min":null,"amount_local":"MXN 10,758,500.10","local_currency":"MXN","local_amount":10758500.1}],"family_pricing":{"model":"Family members apply for their own visa and card. For each family member joining a Permanent Residency visa holder, the principal must show an additional 220 days of UMA (MXN 25,808.20 at the 2026 UMA) as an average balance over 12 months or as monthly employment or pension income over 6 months (Lineamientos, Trámite 7 III.b.2). Family-unity applications at a consulate apply only when the principal is outside Mexico and accompanies the family member when applying (Trámite 7 criterio 2).","included_dependents":"Ley de Migración art. 55: parents; spouse or concubine/partner; minor unmarried children and stepchildren; minor unmarried siblings. Only one spouse or partner (Trámite 7 criterio 4).","additional_solvency_per_dependent":"220 days of UMA per family member = MXN 25,808.20 each (2026 UMA), under the DOF Lineamientos of 25 July 2025 (Trámite 7 III.b.2). Verified 2026-09-24.","spouse_rule":"The spouse or partner of a Permanent Residency visa holder is never issued a Permanent Residency visa. They receive a Temporary Residency visa (220 UMA solvency, Trámite 5 III.e.2), hold temporary residence for 2 years, and then obtain Permanent Residency if the relationship still exists (Ley de Migración art. 55).","per_dependent_government_fee":"Each family member pays their own consular visa fee (MXN 990.79) and INM card fee. The LFD art. 8 50 per cent card rate applies to family unity. (unverified)"},"processing_time":null,"visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No minimum-stay requirement to keep Permanent Residency was found in the Ley de Migración or its Reglamento; the PR card is indefinite (Reglamento art. 157). For naturalisation, absences break residence only if they fall in the 2 years before applying and total more than 6 months (Ley de Nacionalidad art. 21).","tax_note":"income tax: Progressive ISR (Impuesto Sobre la Renta) up to 35%.; tax residency: General information pending that read: an individual is resident where they have their home (casa habitación) in Mexico and, if they also have a home abroad, where their centre of vital interests is in Mexico. Immigration status by itself is not the test. (unverified)","path_to_citizenship":"Naturalisation after 5 years' residence immediately before applying (Ley de Nacionalidad art. 20); 2 years for descendants in direct line of a Mexican by birth, parents of Mexican children by birth, people from a Latin American country or the Iberian Peninsula, and spouses of Mexicans (2 years living together in Mexico). Absences break residence only if they fall in the 2 years before applying and total more than 6 months (art. 21). Requirements: Spanish, knowledge of Mexican history and integration (art. 19 III), and an express renunciation of other nationality (arts. 17 and 19 II). (unverified)","highlights":["Direct permanent residency on proof of funds, not an investment (retirees and pensioners)","Savings of 45,850 UMA (MXN 5,378,663.50) or pension above 1,140 UMA a month (MXN 133,733.40)","Indefinite residence with implicit work permission; naturalisation after 5 years requires renouncing other nationality"],"atomic_answer":"Yes: Mexico grants permanent residency directly, with no temporary stage first, to retirees and pensioners who prove their means. You need either an average monthly savings or investment balance of 45,850 days of UMA over the last 12 months (MXN 5,378,663.50 at the 2026 UMA of MXN 117.31) or pension income above 1,140 days of UMA a month over the last 6 months (MXN 133,733.40 a month). This is proof of funds, not an investment. Each family member adds 220 UMA (MXN 25,808.20), and a spouse or partner receives temporary residence for two years before permanent residence. The thresholds are set by the DOF Lineamientos of 25 July 2025 and re-price every February with the UMA; the 2026 INM permanent resident card fee is MXN 13,578.96.","fees":{"due_diligence":null,"processing":null,"interview":null,"certificate":null,"application_main":null,"application_dependent":null,"notes":"Full 2026 Ley Federal de Derechos amounts (LFD reform DOF 7 Nov 2025; RMF 2026 Anexo 4), verified 2026-09-24. Amounts are updated annually under the LFD. Professional fees are additional.","other":{"currency":"MXN (Ley Federal de Derechos, 2026 amounts; LFD reform DOF 7 Nov 2025 in force 1 Jan 2026; RMF 2026 Anexo 4)","consular_visa_issuance":"MXN 990.79 (LFD art. 22 fr. III d), 2026), collected in local currency at the SHCP-authorised rate. Example: SRE Calexico 2025 sheet US$54.","temporary_resident_card_1yr":"MXN 11,140.74 (LFD art. 8 fr. VI, 2026)","temporary_resident_card_multiyear":"MXN 16,693.36 (2 years) / MXN 21,142.58 (3 years) / MXN 25,057.82 (4 years) (LFD art. 8 fr. VI, 2026)","permanent_resident_card":"MXN 13,578.96 (LFD art. 8 fr. VII, 2026; INM chart MXN 13,579)","change_of_condition_temporary_to_permanent":"MXN 1,847 reception and study fee plus the permanent card fee (INM Tarifas de Derechos Migratorios 2026)","reduced_rate_50pct":"50 per cent of the art. 8 card fees applies only to family unity, a job offer with a registered employer, or an unpaid invitation (for example PR card MXN 6,789). It does NOT apply to the retiree/pensioner solvency route.","notes":"Full 2026 Ley Federal de Derechos amounts (LFD reform DOF 7 Nov 2025; RMF 2026 Anexo 4), verified 2026-09-24. Amounts are updated annually under the LFD. Professional fees are additional."}},"last_updated":"2026-09-24","data_freshness":{"verification_confidence":90,"last_verified":"2026-09-24","last_corroborated":"2026-09-24","fields_tracked":3,"stale_fields":1},"mirabello_index":{"composite":77.6,"rank_overall":18,"rank_in_type":25,"scores":{"cost":66,"path":100,"tax":55,"stability":80},"confidence":0.57},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"region":null,"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-09-24T21:54:17.463Z","government_fees":"see schedule","claims_provenance":{"government_fees":{"source_url":"https://www.gob.mx/inm","source_tier":"official","verified_at":"2026-06-04","confidence":87,"review_due_at":"2026-09-02"},"min_investment":{"source_url":"https://dof.gob.mx/nota_detalle_popup.php?codigo=5763837","source_tier":"official","verified_at":"2026-09-24","confidence":90,"review_due_at":"2026-12-23"},"path_to_citizenship":{"source_url":"https://www.gob.mx/inm","source_tier":"official","verified_at":"2026-06-04","confidence":92,"review_due_at":"2026-09-02"}},"graph":{"source":"d1-live","provenanced_fields":3}}