{"id":"mexico-rbi","name":"Mexico Permanent Residency by Economic Solvency","type":"RBI","status":"operational","country":"Mexico","country_code":"MX","url":"https://www.mirabelloconsultancy.com/immigration/mexico-permanent-residency","min_investment":{"amount":5378663.5,"currency":"MXN","route":"Proof of funds for direct permanent residency (retirees and pensioners), NOT an investment: an average monthly savings or investment balance of 45,850 days of UMA over the last 12 months (45,850 x MXN 117.31 = MXN 5,378,663.50 at the 2026 UMA), or, as the alternative, pension income free of liens above 1,140 days of UMA a month over the last 6 months (MXN 133,733.40 a month). Each family member adds 220 UMA (MXN 25,808.20). DOF Lineamientos of 25 July 2025 (Trámite 7 III.a) and INEGI UMA 2026, verified 2026-09-24"},"qualification_basis":"financial_means","investment_routes":[{"name":"Direct Permanent Residency: savings balance, proof of funds (retirees and pensioners), 45,850 UMA = MXN 5,378,663.50","type":"solvency","min":null,"amount_local":"MXN 5,378,663.50","local_currency":"MXN","local_amount":5378663.5},{"name":"Direct Permanent Residency: pension income, proof of funds (retirees and pensioners), 1,140 UMA a month = MXN 133,733.40 a month","type":"solvency","min":null},{"name":"Temporary Residency: employment or pension income, 680 UMA a month = MXN 79,770.80 a month","type":"solvency","min":null},{"name":"Temporary Residency: savings balance, 11,460 UMA = MXN 1,344,372.60","type":"solvency","min":null,"amount_local":"MXN 1,344,372.60","local_currency":"MXN","local_amount":1344372.6},{"name":"Temporary Residency: investor, paid-in capital in a Mexican company above 45,850 UMA = MXN 5,378,663.50","type":"company","min":null,"amount_local":"MXN 5,378,663.50","local_currency":"MXN","local_amount":5378663.5},{"name":"Temporary Residency: real property worth more than 91,710 UMA = MXN 10,758,500.10","type":"real_estate","min":null,"amount_local":"MXN 10,758,500.10","local_currency":"MXN","local_amount":10758500.1}],"family_pricing":{"model":"Family members apply for their own visa and card. For each family member joining a Permanent Residency visa holder, the principal must show an additional 220 days of UMA (MXN 25,808.20 at the 2026 UMA) as an average balance over 12 months or as monthly employment or pension income over 6 months (Lineamientos, Trámite 7 III.b.2). Family-unity applications at a consulate apply only when the principal is outside Mexico and accompanies the family member when applying (Trámite 7 criterio 2).","included_dependents":"Ley de Migración art. 55: parents; spouse or concubine/partner; minor unmarried children and stepchildren; minor unmarried siblings. Only one spouse or partner (Trámite 7 criterio 4).","additional_solvency_per_dependent":"220 days of UMA per family member = MXN 25,808.20 each (2026 UMA), under the DOF Lineamientos of 25 July 2025 (Trámite 7 III.b.2). Verified 2026-09-24.","spouse_rule":"The spouse or partner of a Permanent Residency visa holder is never issued a Permanent Residency visa. They receive a Temporary Residency visa (220 UMA solvency, Trámite 5 III.e.2), hold temporary residence for 2 years, and then obtain Permanent Residency if the relationship still exists (Ley de Migración art. 55).","per_dependent_government_fee":"Each family member pays their own consular visa fee (MXN 990.79) and INM card fee. The LFD art. 8 50 per cent card rate applies to family unity. (unverified)"},"processing_time":"5 to 7 weeks (consulate appointment to residence card; practitioner estimate from Mirabello's Mexican immigration counsel, 2026-09-25; the government publishes only maxima)","visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No minimum-stay requirement to keep Permanent Residency was found in the Ley de Migración or its Reglamento; the PR card is indefinite for adults (Reglamento art. 157). For naturalisation, absences break residence only if they fall in the 2 years before applying and total more than 6 months (Ley de Nacionalidad art. 21).","tax_note":"income tax: Progressive ISR (Impuesto Sobre la Renta) up to 35%.; tax residency: An individual is resident in Mexico if the home (casa habitación) is in Mexico; if there is also a home abroad, resident where the centre of vital interests is, presumed to be in Mexico when more than 50% of the calendar-year income has Mexican source or the main centre of professional activities is there (Código Fiscal de la Federación art. 9 I a). No day count. Immigration status is not the test. Source: CFF art. 9 (diputados.gob.mx, last reform DOF 09-04-2026, archived copy read 2026-10-11). (unverified)","path_to_citizenship":"Naturalisation after 5 years' residence immediately before applying (Ley de Nacionalidad art. 20); 2 years for descendants in direct line of a Mexican by birth, parents of Mexican children by birth, people from a Latin American country or the Iberian Peninsula, and spouses of Mexicans (2 years living together in Mexico). Absences break residence only if they fall in the 2 years before applying and total more than 6 months (art. 21). Requirements: Spanish, knowledge of Mexican history and integration (art. 19 III), and an express renunciation of other nationality (arts. 17 and 19 II). A naturalised Mexican can lose the nationality by using a foreign passport or living abroad for five continuous years (Constitution art. 37 B).","highlights":["Direct permanent residency on proof of funds, not an investment (retirees and pensioners)","Savings of 45,850 UMA (MXN 5,378,663.50) or pension above 1,140 UMA a month (MXN 133,733.40)","Indefinite residence with implicit work permission; naturalisation after 5 years requires renouncing other nationality"],"atomic_answer":"Yes: Mexico grants permanent residency directly, with no temporary stage first, to retirees and pensioners who prove their means. You need either an average monthly savings or investment balance of 45,850 days of UMA over the last 12 months (MXN 5,378,663.50 at the 2026 UMA of MXN 117.31) or pension income above 1,140 days of UMA a month over the last 6 months (MXN 133,733.40 a month). This is proof of funds, not an investment. Each family member adds 220 UMA (MXN 25,808.20), and a spouse or partner receives temporary residence for two years before permanent residence. The thresholds are set by the DOF Lineamientos of 25 July 2025 and re-price every February with the UMA; the 2026 INM permanent resident card fee is MXN 13,578.96.","fees":{"due_diligence":null,"processing":null,"interview":null,"certificate":null,"application_main":null,"application_dependent":null,"notes":"Full 2026 Ley Federal de Derechos amounts (LFD reform DOF 7 Nov 2025; RMF 2026 Anexo 4), verified 2026-09-24. Amounts are updated annually under the LFD. Professional fees are additional.","other":{"currency":"MXN (Ley Federal de Derechos, 2026 amounts; LFD reform DOF 7 Nov 2025 in force 1 Jan 2026; RMF 2026 Anexo 4)","consular_visa_issuance":"MXN 990.79 (LFD art. 22 fr. III d), 2026), collected in local currency at the SHCP-authorised rate. Example: SRE Calexico 2025 sheet US$54.","temporary_resident_card_1yr":"MXN 11,140.74 (LFD art. 8 fr. VI, 2026; INM chart MXN 11,141 — https://www.gob.mx/inm/articulos/tarifas-de-derechos-migratorios-2026, verified 2026-10-03)","temporary_resident_card_multiyear":"MXN 16,693.36 (2 years) / MXN 21,142.58 (3 years) / MXN 25,057.82 (4 years) (LFD art. 8 fr. VI, 2026; INM chart MXN 16,693 / 21,143 / 25,058 — https://www.gob.mx/inm/articulos/tarifas-de-derechos-migratorios-2026, verified 2026-10-03)","permanent_resident_card":"MXN 13,578.96 (LFD art. 8 fr. VII, 2026; INM chart MXN 13,579 — https://www.gob.mx/inm/articulos/tarifas-de-derechos-migratorios-2026, verified 2026-10-03)","change_of_condition_temporary_to_permanent":"MXN 1,847 reception and study fee plus the permanent card fee (INM Tarifas de Derechos Migratorios 2026)","reduced_rate_50pct":"50 per cent of the art. 8 card fees applies only to family unity, a job offer with a registered employer, or an unpaid invitation (for example PR card MXN 6,789). It does NOT apply to the retiree/pensioner solvency route.","notes":"Full 2026 Ley Federal de Derechos amounts (LFD reform DOF 7 Nov 2025; RMF 2026 Anexo 4), verified 2026-09-24. Amounts are updated annually under the LFD. Professional fees are additional."}},"last_updated":"2026-10-11","data_freshness":{"verification_confidence":89,"last_verified":"2026-10-09","last_corroborated":"2026-10-01","fields_tracked":7,"stale_fields":0},"mirabello_index":{"composite":82.4,"rank_overall":16,"rank_in_type":11,"scores":{"cost":66,"speed":99,"path":100,"tax":55,"stability":80},"confidence":0.71},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"retirement":{"route_name":"Mexico permanent residency for retirees and pensioners (economic solvency)","region":"Latin America","tags":["retirement","passive-income"],"income_requirement":{"amount":133733.4,"currency":"MXN","period":"month","basis":"pension","per_dependant":25808.2,"note":"Pension income free of liens above 1,140 days of UMA a month over the last 6 months. Each family member adds 220 UMA (MXN 25,808.20). Peso amounts re-price every February with the UMA. Temporary residency on solvency starts lower (MXN 79,770.80 a month, 680 UMA)."},"net_worth_or_deposit_option":{"amount":5378663.5,"currency":"MXN","kind":"savings_balance","required":false,"note":"Alternative: average monthly balance of investments or bank accounts of 45,850 days of UMA over the last 12 months."},"stay_requirement":{"days_per_year":null,"rule":"No minimum stay to keep permanent residency was found in the Ley de Migración or its Reglamento; the card is indefinite (Reglamento art. 157). For naturalisation, absences of more than 6 months in the 2 years before applying break residence (Ley de Nacionalidad art. 21).","stated_by_official_source":true,"note":"Not a stay rule, but an ongoing duty: changes of civil status, nationality, address or workplace must be reported to the INM within 90 days (Ley de Migración art. 63). Minors' cards are renewed every year until age 3, then every 4 years until adulthood (Reglamento art. 157)."},"foreign_income_tax":{"treatment":"worldwide","label":"Worldwide: once you are tax-resident, your foreign pension and investment income ARE taxed here.","note":"Progressive ISR (Impuesto Sobre la Renta) rates to 35% on worldwide income for tax residents. Lower brackets start at 1.92%. Rates and brackets indexed via UMA (annual unit of measure and update). Non-residents taxed on Mexico-source income only. No non-dom or lump-sum HNWI flat-tax regime in Mexico","source":"https://taxsummaries.pwc.com/mexico/individual/taxes-on-personal-income (secondary)","tax_residence_caveat":"Tax follows tax residence, not the permit: the treatment applies once you are tax-resident there. Information, not tax advice."},"path_to_pr":"Direct permanent residency, no temporary stage first.","path_to_citizenship":"Naturalisation after 5 years of residence (2 for Latin American and Iberian nationals and some family links), with Spanish, history and integration tests and an express renunciation of other nationality (Ley de Nacionalidad arts. 19 and 20).","official_source":"https://dof.gob.mx/nota_detalle_popup.php?codigo=5763837","legal_basis":"SEGOB/SRE Lineamientos Generales para la expedición de visas (DOF 25 July 2025), trámite 7 III.a; INEGI UMA 2026 (MXN 117.31)","as_of":"2026-10-09"},"golden_retirement":{"standard":"Mirabello Golden Retirement Index","applies_to":"Mexico permanent residency for retirees and pensioners (economic solvency)","tier":"partial","tier_label":"Partial: meets most of the standard, with one gap","score":75.5,"confidence_grade":"B","renewal_category":"never: permanent from grant","renewals_before_pr":0,"pillars":{"tax":3,"presence":20,"financial":13.5,"durability":12,"processing":8,"healthcare":5,"family_work_mobility":4,"pr_citizenship":10},"reasons":["Foreign pension taxed once you are tax-resident"],"as_of":"2026-10-11","methodology_version":"1.1.0-2026-10-11"},"region":null,"family":{"id":"mexico-rbi","country_code":"MX","family_model":"both","relatives":{"spouse":{"eligible":true,"unmarried_partner":true,"same_sex":null,"min_age_inclusive":null,"conditions":"Spouse or concubine/partner (figura equivalente); only one spouse/partner (Lineamientos Trámite 7 criterio 4, per KB). Grant is temporary residence for 2 years, then permanent if the relationship subsists (Ley de Migración art. 55)."},"children":{"eligible":true,"max_age_inclusive":17,"age_rule_text":"Art. 55: children who are niñas, niños o adolescentes (minors) and not married, or under the holder's guardianship/custody; includes the spouse/partner's children. 'Under 18' inferred from the legal meaning of niñas, niños y adolescentes (LGDNNA); not stated numerically in art. 55.","age_measured_at":null,"adult_child_max_age_inclusive":null,"adult_child_conditions":"Adults only if under guardianship/custody (tutela/custodia)","step_adopted":"Stepchildren included (children of spouse/partner)","disabled_child_any_age":null,"age_bands_for_fees":[]},"parents":{"eligible":true,"min_age_inclusive":null,"dependency_required":null,"extra_cost":"220 UMA solvency per family member (KB)"},"grandparents":{"eligible":false},"siblings":{"eligible":true,"conditions":"Unmarried minor siblings or under legal representation (art. 55)"},"other":{"eligible":null}},"timing":{"together_with_main_applicant":true,"add_later":true,"add_later_conditions":"Art. 55: may enter with or request later the entry of family; consulate family-unity applications apply only when the principal is outside Mexico and accompanies the family member (KB, Lineamientos Trámite 7 criterio 2).","add_later_deadline":"None found","after_approval_births_marriages":"Not separately verified","age_out_during_processing":"No rule found; children above minority fall outside art. 55 unless under guardianship"},"costs":{"currency":"MXN","contribution_includes_family":"No fresh investment; principal must show extra 220 days of UMA per family member","per_category":{"spouse":25808.2,"child_under_18":25808.2,"child_18_plus":null,"parent":25808.2},"government_fees":[{"item":"Additional solvency per family member: 220 UMA (average balance 12 months or monthly income over 6 months)","amount":25808.2,"currency":"MXN","applies_to":"each family member (KB, 2026 UMA)"},{"item":"Consular visa fee","amount":990.79,"currency":"MXN","applies_to":"each family member (KB)"},{"item":"INM resident card fee","amount":null,"currency":"MXN","applies_to":"each; KB whether 50% family-unity rate applies (unverified)"}],"due_diligence_per_adult":null,"notes":"Figures are KB-sourced from DOF Lineamientos 25 Jul 2025 and LFD 2026; not re-read."},"dependants_status":{"residence_obligation":null,"work_rights":null,"independent_after":"Spouse: temporary 2 years then permanent","citizenship_path":"none by derivation","if_principal_divorces_or_dies":"Spouse permanence conditional on relationship subsisting (art. 55)"},"verification":"single-authority verified","confidence":{"authority":0.7,"freshness":0.8,"textual_clarity":0.7},"evidence":[{"field":"relatives/timing","basis":"Ley de Migración art. 55, text via mley.mx mirror (diputados.gob.mx unreachable)","source_url":"https://mley.mx/LMigra/articulo/55/","source_tier":"E_secondary","verified_date":"2026-10-09"},{"field":"costs","basis":"KB kb-mexico-residency.json citing DOF Lineamientos 25 Jul 2025 Trámite 7 III.b.2 and LFD 2026","source_url":"https://dof.gob.mx/","source_tier":"A_official","verified_date":"2026-09-24"}],"conflicts":[],"gaps":["Primary text of art. 55 not read from diputados.gob.mx; mirror confirmed contents","Numeric age for minor not in art. 55 (inferred 17)","Whether art. 55 applies to temporary residents (consulate page cites arts 52 VII, 55, 56)","INM card fee rate for family members of a pensioner principal","Age-out, births/marriages after approval","Same-sex partner treatment"],"last_checked":"2026-10-09"},"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS-certified team)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-11-08T11:37:37.268Z","foreign_income_tax":"worldwide","government_fees":"see schedule","income_requirement":"133733.4 MXN/month (pension)","tax":"income tax: Progressive ISR (Impuesto Sobre la Renta) up to 35%.; tax residency: An individual is resident in Mexico if the home (casa habitación) is in Mexico; if there is also a home abroad, resident where the centre of vital interests is, presumed to be in Mexico when more than 50% of the calendar-year income has Mexican source or the main centre of professional activities is there (Código Fiscal de la Federación art. 9 I a). No day count. Immigration status is not the test. Source: CFF art. 9 (diputados.gob.mx, last reform DOF 09-04-2026, archived copy read 2026-10-11). (unverified)","claims_provenance":{"foreign_income_tax":{"source_url":"https://taxsummaries.pwc.com/mexico/individual/taxes-on-personal-income","source_tier":"secondary","verified_at":"2026-10-08","confidence":74,"review_due_at":"2027-01-06"},"government_fees":{"source_url":"https://dof.gob.mx/nota_detalle_popup.php?codigo=5772360","source_tier":"official","verified_at":"2026-10-09","confidence":92,"review_due_at":"2027-01-07"},"income_requirement":{"source_url":"https://dof.gob.mx/nota_detalle_popup.php?codigo=5763837","source_tier":"official","verified_at":"2026-10-09","confidence":92,"review_due_at":"2027-01-07"},"min_investment":{"source_url":"https://dof.gob.mx/nota_detalle_popup.php?codigo=5763837","source_tier":"official","verified_at":"2026-10-09","confidence":92,"review_due_at":"2027-01-07"},"path_to_citizenship":{"source_url":"https://www.gob.mx/inm","source_tier":"official","verified_at":"2026-09-24","confidence":92,"review_due_at":"2026-12-23"},"processing_time":{"source_url":"https://www.gob.mx/inm","source_tier":"official","verified_at":"2026-09-24","confidence":92,"review_due_at":"2026-12-23"},"tax":{"source_url":"https://www.gob.mx/inm","source_tier":"official","verified_at":"2026-09-24","confidence":92,"review_due_at":"2026-12-23"}}}