{"id":"paraguay-pensioner-residence","name":"Paraguay Residence for Pensioners","type":"RBI","status":"operational","country":"Paraguay","country_code":"PY","url":"https://www.mirabelloconsultancy.com/immigration/paraguay-retirement-residency","min_investment":{"amount":null,"currency":"USD","route":"Temporary residence of up to 2 years with no financial test (Ley 6984/2022 art. 46), then permanent residence on proof of solvency in the jubilados o pensionados category (Res. DNM 407/2026); no pension minimum is stated"},"qualification_basis":"financial_means","investment_routes":null,"family_pricing":null,"processing_time":null,"processing_time_note":"DNM publishes no processing time for temporary or permanent residence. A precarious residence card valid for 90 days is issued while the temporary application is processed and allows stay, exit and re-entry, work and study (Ley 6984/2022 art. 57).","visa_free_count":null,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No minimum stay. Permanent residence is lost after more than three consecutive years of unjustified absence; temporary residence can be cancelled after more than one year of absence (Ley 6984/2022 arts. 54 and 55.2).","tax_note":null,"path_to_citizenship":"Naturalisation requires at least 3 years of settled residence (Constitution art. 148).","highlights":["Temporary residence without a financial test, then permanent residence for pensioners on proof of solvency","Territorial tax: foreign pensions and passive income untaxed"],"atomic_answer":"Paraguay has no separate pension visa: a retiree first obtains temporary residence of up to two years, which carries no financial test (Ley 6984/2022 art. 46), and then permanent residence by proving solvency in the jubilados o pensionados category (Resolución DNM 407/2026). No pension minimum is published. Permanent residence is lost after more than three consecutive years of unjustified absence (arts. 54 and 55). Paraguay taxes only Paraguayan-source income (Ley 6380 arts. 48 and 49).","fees":null,"last_updated":"2026-10-11","data_freshness":null,"mirabello_index":null,"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":null,"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"retirement":{"route_name":"Paraguay residence for pensioners (temporary, then permanent on proof of solvency)","region":"Latin America","tags":["retirement","passive-income"],"income_requirement":{"amount":null,"currency":null,"period":"month","basis":"pension","per_dependant":null,"no_fixed_threshold":true,"note":"No pension minimum is stated. At the permanent stage the applicant files a constancia de jubilación o pensión stating the amount received and the financial medium through which it is received, legalised or apostilled (Res. DNM 407/2026, Anexo Único art. 14); the Anexo sets no minimum amount, no state versus private distinction and no lifetime requirement. Res. DNM 407/2026 art. 3 repeals the earlier solvency provisions, so any older pensioner minimum quoted online is superseded. No income or solvency proof is required at the temporary stage (Ley 6984/2022 art. 50), but DNM checks that the evidence matches the activity declared then, so a retiree should declare retiree or pensioner status. Dependants use the 'Dependientes' category (art. 15), with no per-dependant amount; children aged 0 to 17 are exempt from solvency proof.. (unverified)"},"net_worth_or_deposit_option":null,"stay_requirement":{"days_per_year":null,"max_continuous_absence_days":1095,"stated_by_official_source":true,"rule":"No minimum stay. Permanent residence is lost after more than three consecutive years of unjustified absence; temporary residence can be cancelled after more than one year of absence (Ley 6984/2022 arts. 54 and 55.2).","note":"Applications are filed in person."},"foreign_income_tax":{"treatment":"territorial","label":"Territorial: only local-source income is taxed, so foreign pensions and investment income are generally untaxed.","note":"Territorial: the individual income tax (IRP) covers only income of Paraguayan source (Ley 6380 arts. 47 to 49), so foreign pensions and foreign dividends, interest and rent are outside the base even for a tax resident. Foreign gains are outside it too, except gains on shares or rights in any entity, Paraguayan or foreign, that give the holder enjoyment of property situated in Paraguay. Paraguayan-source capital income and gains are taxed at 8% (art. 60). Services performed abroad for Paraguayan taxpayers count as Paraguayan-source (art. 48.3) and unjustified increases in net worth are taxable (art. 57.11), so inflows should be documented. Ley 6380 does not define individual tax residence; the official regulation was not located, so the residence test is unconfirmed.","source":"https://www.bacn.gov.py/leyes-paraguayas/9332/ley-n-6380-de-modernizacion-y-simplificacion-del-sistema-tributario-nacional","tax_residence_caveat":"Tax follows tax residence, not the permit: the treatment applies once you are tax-resident there. Information, not tax advice."},"path_to_pr":"Temporary residence of up to two years (Ley 6984/2022 art. 46), then permanent residence on proof of solvency (Res. DNM 407/2026).","path_to_citizenship":"Naturalisation requires at least 3 years of settled residence (Constitution art. 148).","processing_note":"DNM publishes no processing time for temporary or permanent residence. A precarious residence card valid for 90 days is issued while the temporary application is processed and allows stay, exit and re-entry, work and study (Ley 6984/2022 art. 57).","official_source":"https://migraciones.gov.py/wp-content/uploads/2026/06/RESOLUCION-DNM-Nro-407-28.05.2026-ACREDITACION-DE-SOLVENCIA-ECONOMICA-PARA-RESIDENCIA-PERMANENTE-1.pdf","legal_basis":"Ley 6984/2022 De Migraciones: art. 46 (temporary residence up to two years, a prerequisite to permanent residence), art. 50 (temporary requirements, no financial test listed), art. 52 (permanent requirements). Resolución DNM 407/2026, Anexo Único arts. 1 to 4 and 14 (solvency evidence for permanent residence, 12 categories, jubilados o pensionados). Ley 6380/2019, arts. 47 to 49 (tax on income of Paraguayan source).","as_of":"2026-10-11"},"golden_retirement":{"standard":"Mirabello Golden Retirement Index","applies_to":"Paraguay residence for pensioners (temporary, then permanent on proof of solvency)","tier":"golden","tier_label":"Golden: meets the Golden Retirement standard","score":78,"confidence_grade":"B","renewal_category":"none: permanent residence at first expiry","renewals_before_pr":0,"pillars":{"tax":24.5,"presence":20,"financial":9.5,"durability":5,"processing":2,"healthcare":5,"family_work_mobility":4,"pr_citizenship":8},"reasons":[],"as_of":"2026-10-11","methodology_version":"1.1.0-2026-10-11"},"record_kind":"retirement_route","region":null,"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS certified)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-10-11T17:49:45.673Z"}