{"id":"usa-eb5","name":"USA EB-5 Investor Visa","type":"RBI","status":"operational","country":"United States","country_code":"US","url":"https://www.mirabelloconsultancy.com/immigration/residency-by-investment-in-the-usa-eb-5","min_investment":{"amount":800000,"currency":"USD","route":"EB-5 Targeted Employment Area investment"},"qualification_basis":"investment","investment_routes":[{"name":"Targeted Employment Area (TEA) or infrastructure investment","type":"Business Investment (TEA / infrastructure)","min":800000},{"name":"Standard (non-TEA) investment","type":"Business Investment","min":1050000},{"name":"Regional-centre investment (Form I-526E)","type":"Pooled investment through a USCIS-designated regional centre","min":800000},{"name":"Standalone (direct) investment (Form I-526)","type":"Direct business ownership and management","min":800000}],"family_pricing":{"investment_covers_family":true,"single_applicant":800000,"family_up_to_4":800000,"model":"single-investment-covers-family","included_members":"spouse + unmarried children under 21","notes":"One USD 800,000 (TEA or infrastructure) or USD 1,050,000 (standard) investment covers the investor, spouse and unmarried children under 21. USCIS fees until 29 Nov 2026 (G-1055): I-526 or I-526E USD 3,675, plus a USD 1,000 EB-5 Integrity fee on an initial I-526E; I-829 USD 3,750. From 30 Nov 2026 (final rule 91 FR 61940): I-526 USD 7,615; I-526E USD 7,850 plus USD 1,100 integrity fee; I-829 USD 5,000. USCIS Immigrant Fee USD 235 per immigrating person. Regional-centre administrative fees are set in each offering's documents.","source_url":"https://www.uscis.gov/g-1055","verified_date":"2026-10-12"},"processing_time":"Varies by category, country of birth and filing date. Applicants born in countries with high demand who invest in the unreserved category can face multi-year waits for a visa number because of per-country limits. Conditional residence lasts two years; the I-829 petition then takes further time. See the current US Department of State Visa Bulletin and USCIS processing times. (unverified)","visa_free_count":179,"passport_index_rank":null,"key_destinations":null,"travel_access":null,"minimum_stay":"No fixed annual day count, but the United States must remain the permanent home. Absences of six months or more may disrupt continuous residence for naturalisation; an absence of more than one year is the general guide for abandonment of permanent residence. A re-entry permit (Form I-131), applied for before departure, covers absences of up to two years.","tax_note":"special regime: No special tax regime for EB-5 investors. Standard US tax rules apply from the start of US tax residence.; income tax: Federal: progressive brackets from 10% to 37%; bands are indexed annually by the IRS. State income tax varies by state, from none in some states to higher top rates in others. Confirm current-year bands with the IRS and a qualified US tax adviser.; CGT: Long-term (>1 year): 0%, 15% or 20% depending on income. Short-term: ordinary income rates. Net Investment Income Tax (NIIT): additional 3.8% above statutory thresholds.","path_to_citizenship":{"timeline":"5 years after obtaining permanent residence (conditional residence counts toward the 5 years)","requirements":"At least 5 years as a lawful permanent resident, continuous residence for 5 years, physical presence in the US for at least 30 of those 60 months, good moral character, basic English (read, write, speak), knowledge of US history and government (civics test), at least 18 years old.","dual_citizenship":"US law does not prohibit dual nationality; whether the home country allows its citizens to keep their nationality after naturalising in the US depends on that country's law.","requirements_source":"https://www.uscis.gov/citizenship/learn-about-citizenship/citizenship-and-naturalization/i-am-a-lawful-permanent-resident-of-5-years (read 2026-10-01)","n400_fee":"USD 760 paper / USD 710 online (G-1055, read 2026-10-12)"},"highlights":["US Green Card route","10 jobs created"],"atomic_answer":"The USA EB-5 Immigrant Investor Program grants US permanent residence (a green card) for an investment of USD 800,000 in a Targeted Employment Area, or USD 1,050,000 elsewhere, that creates at least 10 full-time US jobs, covering the investor, spouse and unmarried children under 21.","fees":{"due_diligence":null,"processing":null,"interview":null,"certificate":null,"application_main":null,"application_dependent":null,"notes":"Government fees read from USCIS Form G-1055 (edition 10/07/26) and the EB-5 fee final rule 91 FR 61940 on 2026-10-12. Fees change on 30 Nov 2026.","other":{"fee_regime_note":"Two fee schedules: current fees apply to filings postmarked or submitted up to and including 29 Nov 2026; the EB-5 fee final rule (91 FR 61940, published 30 Sep 2026) takes effect 30 Nov 2026.","total_government_fees_estimate":"Not published as a single figure: per-family government fees depend on route, family size, filing date (before or from 30 Nov 2026) and consular versus in-US processing.","typical_legal_fees":"Attorney-specific; not published.","regional_center_admin_fees":"Offering-specific; set in each offering's documents.","notes":"Government fees read from USCIS Form G-1055 (edition 10/07/26) and the EB-5 fee final rule 91 FR 61940 on 2026-10-12. Fees change on 30 Nov 2026."}},"last_updated":"2026-10-13","data_freshness":{"verification_confidence":92,"last_verified":"2026-10-13","last_corroborated":"2026-10-01","fields_tracked":6,"stale_fields":0},"mirabello_index":{"composite":65.9,"rank_overall":53,"rank_in_type":42,"scores":{"cost":54,"speed":0,"mobility":100,"tax":55,"family":100,"stability":95},"confidence":0.86},"regulatory_status":{"fatf_list":null,"eu_tax_list":null,"us_sanctions":null,"oecd_crs_high_risk_scheme":false,"as_of":"2026-06","status":"not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists"},"processing_stages":["1. Choose an investment structure (standalone or regional-centre) and complete independent legal and financial due diligence","2. Prepare source-of-funds documentation","3. Invest the capital in the new commercial enterprise","4. File Form I-526E (regional centre) or I-526 (standalone) with USCIS","5. USCIS adjudicates the petition","6a. If in the US: file Form I-485 (adjustment of status) — concurrently with the I-526/I-526E if a visa would be immediately available (INA 245(n)). Work authorisation (Form I-765) and travel permission (Form I-131) may be applied for while the I-485 is pending","6b. If outside the US: consular processing — immigrant visa interview at a US embassy or consulate","7. Conditional permanent residence granted (2-year green card)","8. File Form I-829 in the 90 days before the second anniversary of conditional residence","9. USCIS reviews that the investment was sustained, the capital was at risk and the jobs were created","10. Unconditional permanent residence (10-year green card) granted","11. Naturalisation can be applied for after 5 years of permanent residence (conditional residence counts)"],"required_documents":null,"biometric_enrolment":null,"dependant_additions":null,"nationality_naturalisation":null,"region":"North America","family":{"id":"usa-eb5","country_code":"US","family_model":"both","relatives":{"spouse":{"eligible":true,"unmarried_partner":false,"same_sex":null,"min_age_inclusive":null,"conditions":"Spouse of the principal investor is a derivative beneficiary (INA 203(d)). Unmarried/de facto partners are not derivatives. Same-sex marriage recognition not separately verified in this pass."},"children":{"eligible":true,"max_age_inclusive":20,"age_rule_text":"Unmarried children under 21 (USCIS EB-5 page). CSPA 'CSPA age' = age when a visa becomes available (later of petition approval or first day of the Visa Bulletin month on the Final Action Dates chart) minus days the petition was pending.","age_measured_at":"visa availability, reduced by petition pending time (CSPA); also marital status must remain unmarried","adult_child_max_age_inclusive":null,"adult_child_conditions":"A child 21 or over (after CSPA calculation) or married is not a derivative; must qualify independently.","step_adopted":null,"disabled_child_any_age":null,"age_bands_for_fees":["under 14 (I-485 filed concurrently with a parent)","14+"]},"parents":{"eligible":false,"conditions":"Parents are not derivatives of an EB-5 investor (INA 203(d) covers spouse and children only)."},"grandparents":{"eligible":false},"siblings":{"eligible":false},"other":{"eligible":false}},"timing":{"together_with_main_applicant":true,"add_later":null,"add_later_conditions":"Derivatives are normally listed on the I-526E/I-485 package; later addition (spouse by marriage or child by birth after filing) not verified from an official source in this pass.","add_later_deadline":null,"after_approval_births_marriages":null,"age_out_during_processing":"CSPA (INA 203(h)): CSPA age = age at visa availability minus pending-petition time; the child must seek to acquire permanent residence (e.g. file I-485 or pay immigrant visa fee) within 1 year of visa availability, otherwise protection is lost (USCIS Policy Manual, Vol 7 Pt A Ch 7, which lists I-526 and I-526E as qualifying petitions). Secondary commentary reports an EB-5-specific policy (Feb 2023) locking age at I-526E filing and allowing use of the Dates for Filing chart; NOT confirmed from official text."},"costs":{"currency":"USD","contribution_includes_family":"Single investment covers principal plus spouse and all unmarried children under 21 (no per-dependant top-up)","per_category":{"spouse":null,"child_under_18":null,"child_18_plus":null,"parent":null},"government_fees":[{"item":"Form I-526E (or I-526) petition, principal only","amount":3675,"currency":"USD","applies_to":"principal; derivatives not charged separately"},{"item":"EB-5 Reform and Integrity Act fee on initial I-526E","amount":1000,"currency":"USD","applies_to":"principal, initial I-526E only (not amendments)"},{"item":"Form I-485 adjustment (age 14 and over)","amount":1440,"currency":"USD","applies_to":"each applicant in the US; paper $1,440, online $1,390"},{"item":"Form I-485 adjustment (under 14, filed concurrently with a parent's I-485)","amount":950,"currency":"USD","applies_to":"each child under 14; paper $950, online $900"},{"item":"Form I-765 EAD with pending I-485 filed on/after 1 Apr 2024","amount":260,"currency":"USD","applies_to":"each family member requesting an EAD"},{"item":"USCIS Immigrant Fee","amount":235,"currency":"USD","applies_to":"each immigrant admitted on an immigrant visa (consular processing)"},{"item":"Form I-829 petition to remove conditions","amount":3750,"currency":"USD","applies_to":"principal investor, at the 2-year stage (G-1055 lists one general fee; derivatives treated as included by KB, per-derivative fee not confirmed)"}],"due_diligence_per_adult":null,"notes":"Regional Center/administrative fees, legal fees, DS-260 immigrant visa processing fee and medical exam fees are not in G-1055 and were not verified here. G-1055 footer edition reads 10/07/26 (KB cites 10/01/26)."},"dependants_status":{"residence_obligation":"Conditional permanent residence for 2 years; derivatives must independently file to remove conditions (USCIS EB-5 page).","work_rights":"Green card holders: full work rights. While I-485 pending, EAD via I-765 (spouse and children).","independent_after":"Unconditional green card after I-829","citizenship_path":"derivative of status; naturalisation clock individual","if_principal_divorces_or_dies":null},"verification":"single-authority verified","confidence":{"authority":0.85,"freshness":0.9,"textual_clarity":0.7},"evidence":[{"field":"relatives.children.max_age_inclusive","basis":"USCIS EB-5 page: 'spouses and unmarried children under 21'","source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"B_official_guidance","verified_date":"2026-10-09"},{"field":"timing.age_out_during_processing","basis":"USCIS Policy Manual Vol 7 Pt A Ch 7 (CSPA); lists I-526/I-526E","source_url":"https://www.uscis.gov/policy-manual/volume-7-part-a-chapter-7","source_tier":"B_official_guidance","verified_date":"2026-10-09"},{"field":"costs.government_fees","basis":"Form G-1055 fee schedule","source_url":"https://www.uscis.gov/sites/default/files/document/forms/g-1055.pdf","source_tier":"A_official","verified_date":"2026-10-09"},{"field":"dependants_status.residence_obligation","basis":"derivatives must independently file to remove conditions","source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"B_official_guidance","verified_date":"2026-10-09"}],"conflicts":[{"field":"costs.government_fees (G-1055 edition)","kb":"KB cites G-1055 edition 10/01/26","official":"Downloaded G-1055 footer reads 'Edition 10/07/26'; amounts matched KB (I-526E 3,675, +1,000, I-829 3,750, Immigrant Fee 235)","resolution":"Amounts unchanged; use official edition date"},{"field":"timing.age_out_during_processing","kb":"KB: children who age out may lose eligibility, CSPA 'some relief'","official":"Policy Manual states age at visa availability minus pending time; secondary sources claim EB-5-specific age lock at I-526E filing (unconfirmed)","resolution":"Official general CSPA rule used; EB-5 lock recorded as gap"}],"gaps":["EB-5-specific CSPA age-lock at I-526E filing / Dates for Filing chart: read USCIS Policy Manual EB-5 volume (Vol 6 Pt G) and Reform Act text","Adding spouse/child after filing (marriage or birth after I-526E, following-to-join) not verified from official text","DS-260 immigrant visa fee and medical exam fee amounts","Whether derivatives pay a separate I-829 fee","Same-sex spouse recognition (US federal law: recognised, not separately sourced here)","I-131 advance parole fee for derivatives with pending I-485","Parent/sibling routes: none (statutory), not separately cited to INA text (INA 203(d) page not fully read)"],"last_checked":"2026-10-09"},"provider":"Mirabello Consultancy","source":"Mirabello Consultancy","verified_by":"Mirabello Consultancy (IMC member, ACAMS-certified team)","book_a_consultation":"https://www.mirabelloconsultancy.com/contact-us-for-your-free-consultation","terms":"https://www.mirabelloconsultancy.com/ai","disclaimer":"Provided by Mirabello Consultancy Ltd. for general information only, indicative and subject to change without notice; not legal, financial, tax, or immigration advice, nor an offer or solicitation. Programmes are operated and governed solely by the respective sovereign governments. No warranty of accuracy or completeness; Mirabello accepts no liability for reliance on this information. © Mirabello Consultancy Ltd. This data and its selection, structure and provenance are Mirabello's proprietary compilation — permitted for interactive, attributed use only; systematic bulk extraction, scraping, or redistribution to rebuild a competing dataset is prohibited (acceptable-use terms: https://mcp.mirabelloconsultancy.com/v1/terms). Terms: https://www.mirabelloconsultancy.com/ai","data_updated":"2026-10-23T14:52:36.456Z","government_fees":"see schedule","tax":"special regime: No special tax regime for EB-5 investors. Standard US tax rules apply from the start of US tax residence.; income tax: Federal: progressive brackets from 10% to 37%; bands are indexed annually by the IRS. State income tax varies by state, from none in some states to higher top rates in others. Confirm current-year bands with the IRS and a qualified US tax adviser.; CGT: Long-term (>1 year): 0%, 15% or 20% depending on income. Short-term: ordinary income rates. Net Investment Income Tax (NIIT): additional 3.8% above statutory thresholds.","claims_provenance":{"family_pricing":{"source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"official","verified_at":"2026-10-13","confidence":92,"review_due_at":"2027-01-11"},"government_fees":{"source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"official","verified_at":"2026-10-13","confidence":92,"review_due_at":"2027-01-11"},"min_investment":{"source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"official","verified_at":"2026-10-13","confidence":92,"review_due_at":"2027-01-11"},"path_to_citizenship":{"source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"official","verified_at":"2026-10-13","confidence":92,"review_due_at":"2027-01-11"},"processing_time":{"source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"official","verified_at":"2026-10-13","confidence":92,"review_due_at":"2027-01-11"},"tax":{"source_url":"https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program","source_tier":"official","verified_at":"2026-10-13","confidence":92,"review_due_at":"2027-01-11"}}}